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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,771 | $275,752+11.6% | $256,809+19.8% | $198,609+55.0% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 13.76% | 34.81%-21.1pp | 32.73%-19.0pp | 202.70%-188.9pp |
| Employer contribution / active EE | $7,482 | $7,721-3.1% | $7,263+3.0% | $5,055+48.0% |
| Participant deferral / active EE | $11,897 | $10,037+18.5% | $9,520+25.0% | $6,977+70.5% |
| Admin fee / account holder | $195,088 | $25,716+658.6% | $25,146+675.8% | $19,030+925.1% |