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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,704 | $165,399-86.9% | $149,745-85.5% | $158,982-86.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 29.08% | 348.34%-319.3pp | 276.72%-247.6pp | 302.99%-273.9pp |
| Employer contribution / active EE | $1,135 | $5,105-77.8% | $4,646-75.6% | $4,763-76.2% |
| Participant deferral / active EE | $8,737 | $7,183+21.6% | $6,843+27.7% | $5,983+46.0% |
| Admin fee / account holder | $1,742 | $10,811-83.9% | $9,312-81.3% | $11,252-84.5% |