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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $138,197 |
BMO HARRIS BANK NA1+ years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,751 | $63,905+26.4% | $74,184+8.9% | $57,658+40.1% |
| Participation rate | 97.2% | 79.8%+17.5pp | 76.6%+20.6pp | 70.2%+27.0pp |
| Annual return | 7.25% | 60.60%-53.4pp | 17.74%-10.5pp | 5.13%+2.1pp |
| Employer contribution / active EE | $2,276 | $1,840+23.6% | $2,370-4.0% | $1,974+15.3% |
| Participant deferral / active EE | $4,133 | $3,448+19.9% | $3,550+16.4% | $3,061+35.0% |
| Admin fee / account holder | $304 | $91+233.5% | $5,586-94.6% | $95+221.3% |