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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,773 | $152,619-0.6% | $125,195+21.2% | $152,909-0.7% |
| Participation rate | 66.7% | 83.3%-16.7pp | 79.8%-13.1pp | 82.5%-15.8pp |
| Annual return | 0.00% | 54.85%-54.8pp | 43.79%-43.8pp | 345.46%-345.5pp |
| Employer contribution / active EE | $7,731 | $4,947+56.3% | $3,866+100.0% | $4,764+62.3% |
| Participant deferral / active EE | $2,563 | $5,869-56.3% | $4,937-48.1% | $5,851-56.2% |
| Admin fee / account holder | $3,133 | $13,437-76.7% | $9,704-67.7% | $11,601-73.0% |