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| Provider | Service type | Compensation |
|---|---|---|
Service code 19 · EIN 51-0396365 | Securities Custodian | $892 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,661 | $50,919-90.8% | $155,556-97.0% | $77,762-94.0% |
| Participation rate | 90.0% | 63.1%+27.0pp | 78.2%+11.8pp | 70.6%+19.5pp |
| Annual return | 40.05% | 34.84%+5.2pp | 64.84%-24.8pp | 31.27%+8.8pp |
| Employer contribution / active EE | $489 | $1,991-75.5% | $4,675-89.5% | $2,728-82.1% |
| Participant deferral / active EE | $1,764 | $2,824-37.5% | $5,631-68.7% | $4,651-62.1% |
| Admin fee / account holder | $1 | $437-99.8% | $15,885-100.0% | $433-99.8% |