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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,829 | $63,949-3.3% | $129,031-52.1% | $94,015-34.2% |
| Participation rate | 100.0% | 63.4%+36.6pp | 73.4%+26.6pp | 70.8%+29.2pp |
| Annual return | 38.27% | 17.56%+20.7pp | 34.67%+3.6pp | 17.84%+20.4pp |
| Employer contribution / active EE | $8,316 | $1,865+346.0% | $3,226+157.8% | $2,790+198.0% |
| Participant deferral / active EE | $10,823 | $3,686+193.6% | $5,217+107.5% | $4,249+154.7% |
| Admin fee / account holder | $6,832 | $5,523+23.7% | $13,208-48.3% | $8,951-23.7% |