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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,829 | $57,590+7.4% | $86,233-28.3% | $82,448-25.0% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 38.27% | 22.41%+15.9pp | 61.39%-23.1pp | 41.64%-3.4pp |
| Employer contribution / active EE | $8,316 | $1,655+402.4% | $2,504+232.0% | $2,551+226.0% |
| Participant deferral / active EE | $10,823 | $3,080+251.4% | $4,559+137.4% | $4,139+161.5% |
| Admin fee / account holder | $6,832 | $4,730+44.4% | $8,342-18.1% | $7,234-5.6% |