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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,360 | $105,867-82.7% | $90,760-79.8% | $134,532-86.4% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -19.11% | -10.99%-8.1pp | -12.16%-7.0pp | 418.27%-437.4pp |
| Employer contribution / active EE | $4,541 | $3,464+31.1% | $2,922+55.4% | $4,741-4.2% |
| Participant deferral / active EE | $9,052 | $5,217+73.5% | $4,565+98.3% | $6,401+41.4% |
| Admin fee / account holder | $1,006 | $13,936-92.8% | $8,444-88.1% | $11,429-91.2% |