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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,913 | $138,102-37.8% | $125,381-31.5% | $134,532-36.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.01% | 750.73%-767.7pp | 572.31%-589.3pp | 418.27%-435.3pp |
| Employer contribution / active EE | $953 | $5,245-81.8% | $4,815-80.2% | $4,741-79.9% |
| Participant deferral / active EE | $9,992 | $7,801+28.1% | $7,448+34.2% | $6,401+56.1% |
| Admin fee / account holder | $2,176 | $11,568-81.2% | $10,007-78.3% | $11,429-81.0% |