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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,739 | $148,623-76.6% | $135,974-74.5% | $139,466-75.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 27.02% | 79.30%-52.3pp | 68.30%-41.3pp | 373.66%-346.6pp |
| Employer contribution / active EE | $6,012 | $5,246+14.6% | $4,859+23.7% | $4,754+26.5% |
| Participant deferral / active EE | $10,168 | $8,103+25.5% | $7,760+31.0% | $6,712+51.5% |
| Admin fee / account holder | $572 | $12,406-95.4% | $10,767-94.7% | $11,409-95.0% |