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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,831 | $159,934-75.7% | $147,005-73.6% | $145,959-73.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.29% | 98.24%-78.9pp | 418.76%-399.5pp | 561.95%-542.7pp |
| Employer contribution / active EE | $7,220 | $5,287+36.6% | $4,934+46.3% | $4,661+54.9% |
| Participant deferral / active EE | $13,798 | $8,427+63.7% | $8,070+71.0% | $6,689+106.3% |
| Admin fee / account holder | $6,948 | $15,053-53.8% | $13,006-46.6% | $13,398-48.1% |