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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,958 | $127,100-77.2% | $105,738-72.6% | $135,379-78.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 76.3%+23.7pp | 82.6%+17.4pp |
| Annual return | -10.54% | 4.49%-15.0pp | 6.27%-16.8pp | 519.79%-530.3pp |
| Employer contribution / active EE | $7,655 | $4,107+86.4% | $3,268+134.2% | $4,779+60.2% |
| Participant deferral / active EE | $8,228 | $5,064+62.5% | $4,080+101.7% | $5,609+46.7% |
| Admin fee / account holder | $12,051 | $9,087+32.6% | $6,913+74.3% | $10,828+11.3% |