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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,935 | $153,769-72.7% | $133,975-68.7% | $273,972-84.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 5.61% | 36.51%-30.9pp | 29.29%-23.7pp | 41.46%-35.8pp |
| Employer contribution / active EE | $1,223 | $6,029-79.7% | $5,211-76.5% | $4,869-74.9% |
| Participant deferral / active EE | $13,539 | $6,958+94.6% | $6,282+115.5% | $5,287+156.1% |
| Admin fee / account holder | $530 | $11,765-95.5% | $9,324-94.3% | $10,133-94.8% |