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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,365 | $87,166+57.6% | $76,735+79.0% | $137,256+0.1% |
| Participation rate | 60.0% | 74.4%-14.4pp | 69.5%-9.5pp | 80.0%-20.0pp |
| Annual return | 14.15% | 26.50%-12.3pp | 29.77%-15.6pp | 220.34%-206.2pp |
| Employer contribution / active EE | $3,140 | $2,904+8.1% | $2,454+28.0% | $4,156-24.4% |
| Participant deferral / active EE | $6,748 | $4,726+42.8% | $4,088+65.1% | $6,407+5.3% |
| Admin fee / account holder | $8,603 | $8,403+2.4% | $7,189+19.7% | $12,270-29.9% |