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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,365 | $107,733+27.5% | $92,985+47.7% | $154,746-11.2% |
| Participation rate | 60.0% | 74.6%-14.6pp | 69.5%-9.5pp | 80.7%-20.7pp |
| Annual return | 14.15% | 30.39%-16.2pp | 27.99%-13.8pp | 172.34%-158.2pp |
| Employer contribution / active EE | $3,140 | $3,126+0.4% | $2,662+18.0% | $4,379-28.3% |
| Participant deferral / active EE | $6,748 | $5,053+33.5% | $4,377+54.2% | $6,730+0.3% |
| Admin fee / account holder | $8,603 | $11,369-24.3% | $9,463-9.1% | $14,365-40.1% |