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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,088 | $176,120+17.0% | $159,487+29.2% | $167,553+23.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 26.57% | 331.95%-305.4pp | 263.71%-237.1pp | 478.89%-452.3pp |
| Employer contribution / active EE | $3,189 | $5,299-39.8% | $4,831-34.0% | $4,840-34.1% |
| Participant deferral / active EE | $15,300 | $7,752+97.4% | $7,354+108.1% | $6,343+141.2% |
| Admin fee / account holder | $332,845 | $12,561+2549.8% | $10,804+2980.9% | $12,316+2602.5% |