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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,329 | $115,810-10.8% | $101,271+2.0% | $158,966-35.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 5.69% | 56.15%-50.5pp | 46.48%-40.8pp | 302.95%-297.3pp |
| Employer contribution / active EE | $2,801 | $4,175-32.9% | $3,660-23.5% | $4,762-41.2% |
| Participant deferral / active EE | $0 | $4,958-100.0% | $4,371-100.0% | $5,983-100.0% |
| Admin fee / account holder | $386 | $7,248-94.7% | $5,948-93.5% | $11,250-96.6% |