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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,961 | $96,419+16.1% | $80,648+38.8% | $139,487-19.7% |
| Participation rate | 25.0% | 73.6%-48.6pp | 67.0%-42.0pp | 80.3%-55.3pp |
| Annual return | 18.37% | 1352.86%-1334.5pp | 937.21%-918.8pp | 373.84%-355.5pp |
| Employer contribution / active EE | $1,024 | $3,261-68.6% | $2,724-62.4% | $4,755-78.5% |
| Participant deferral / active EE | $3,893 | $5,225-25.5% | $4,443-12.4% | $6,713-42.0% |
| Admin fee / account holder | $1,413 | $6,605-78.6% | $5,382-73.7% | $11,407-87.6% |