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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,535 | $81,476-74.8% | $102,383-79.9% | $80,925-74.6% |
| Participation rate | 75.0% | 66.8%+8.2pp | 74.5%+0.5pp | 67.7%+7.3pp |
| Annual return | 14.05% | 25.59%-11.5pp | 24.94%-10.9pp | 35.65%-21.6pp |
| Employer contribution / active EE | $2,418 | $3,105-22.1% | $3,870-37.5% | $2,756-12.3% |
| Participant deferral / active EE | $5,315 | $3,871+37.3% | $5,060+5.1% | $4,299+23.7% |
| Admin fee / account holder | $2,368 | $6,717-64.7% | $8,391-71.8% | $6,940-65.9% |