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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,724 | $110,379-75.8% | $102,412-73.9% | $145,884-81.7% |
| Participation rate | 45.5% | 77.9%-32.5pp | 74.5%-29.0pp | 80.3%-34.8pp |
| Annual return | 11.95% | 24.84%-12.9pp | 24.94%-13.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $1,388 | $4,216-67.1% | $3,870-64.1% | $4,662-70.2% |
| Participant deferral / active EE | $1,986 | $5,622-64.7% | $5,060-60.8% | $6,690-70.3% |
| Admin fee / account holder | $984 | $9,745-89.9% | $8,388-88.3% | $13,392-92.7% |