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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,254 | $29,319-71.8% | $52,425-84.3% | $82,448-90.0% |
| Participation rate | 80.5% | 46.9%+33.6pp | 55.6%+24.9pp | 68.1%+12.4pp |
| Annual return | 24.25% | 535.20%-511.0pp | 302.12%-277.9pp | 41.64%-17.4pp |
| Employer contribution / active EE | $901 | $586+53.6% | $914-1.5% | $2,551-64.7% |
| Participant deferral / active EE | $2,146 | $1,171+83.3% | $1,790+19.9% | $4,139-48.1% |
| Admin fee / account holder | $867 | $1,962-55.8% | $2,495-65.2% | $7,234-88.0% |