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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,933 | $115,810-57.7% | $101,271-51.7% | $158,966-69.2% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 16.82% | 56.15%-39.3pp | 46.48%-29.7pp | 302.95%-286.1pp |
| Employer contribution / active EE | $1,014 | $4,175-75.7% | $3,660-72.3% | $4,762-78.7% |
| Participant deferral / active EE | $2,910 | $4,958-41.3% | $4,371-33.4% | $5,983-51.4% |
| Admin fee / account holder | $1,278 | $7,248-82.4% | $5,948-78.5% | $11,250-88.6% |