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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,598 | $111,535-29.5% | $105,223-25.3% | $137,256-42.7% |
| Participation rate | 70.8% | 78.1%-7.3pp | 75.0%-4.2pp | 80.0%-9.1pp |
| Annual return | 16.34% | 237.85%-221.5pp | 180.65%-164.3pp | 220.34%-204.0pp |
| Employer contribution / active EE | $2,018 | $3,939-48.8% | $3,689-45.3% | $4,156-51.4% |
| Participant deferral / active EE | $5,611 | $5,500+2.0% | $5,072+10.6% | $6,407-12.4% |
| Admin fee / account holder | $1,673 | $9,721-82.8% | $8,859-81.1% | $12,270-86.4% |