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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,811 | $102,595-57.3% | $94,057-53.4% | $154,746-71.7% |
| Participation rate | 64.3% | 76.0%-11.7pp | 73.3%-9.1pp | 80.7%-16.4pp |
| Annual return | 18.34% | 583.42%-565.1pp | 480.62%-462.3pp | 172.34%-154.0pp |
| Employer contribution / active EE | $1,194 | $3,147-62.1% | $2,933-59.3% | $4,379-72.7% |
| Participant deferral / active EE | $2,309 | $5,118-54.9% | $4,709-51.0% | $6,730-65.7% |
| Admin fee / account holder | $140 | $7,736-98.2% | $7,244-98.1% | $14,365-99.0% |