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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,811 | $72,071-39.2% | $68,368-35.9% | $137,256-68.1% |
| Participation rate | 64.3% | 76.2%-12.0pp | 73.8%-9.5pp | 80.0%-15.7pp |
| Annual return | 18.34% | 353.14%-334.8pp | 292.57%-274.2pp | 220.34%-202.0pp |
| Employer contribution / active EE | $1,194 | $2,788-57.2% | $2,649-54.9% | $4,156-71.3% |
| Participant deferral / active EE | $2,309 | $4,410-47.6% | $4,123-44.0% | $6,407-64.0% |
| Admin fee / account holder | $140 | $5,336-97.4% | $5,150-97.3% | $12,270-98.9% |