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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,950 | $138,076-76.1% | $123,553-73.3% | $135,380-75.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -14.01% | 153.70%-167.7pp | 119.21%-133.2pp | 519.81%-533.8pp |
| Employer contribution / active EE | $5,430 | $5,152+5.4% | $4,628+17.3% | $4,779+13.6% |
| Participant deferral / active EE | $12,798 | $6,800+88.2% | $6,426+99.2% | $5,609+128.2% |
| Admin fee / account holder | $420 | $10,917-96.2% | $9,284-95.5% | $10,828-96.1% |