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| Provider | Service type | Compensation |
|---|---|---|
MILLIMAN, INC.6+ years Service code 15 · EIN 91-0675641 | Recordkeeping | $56,236 |
Service code 16 · EIN 75-3182674 | Consulting | $54,363 |
VRAKAS S.C.4 years Filed as: VRAKAS CPAS + ADVISORS Service code 10 · EIN 39-1453055 | Accounting | $32,600 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $8,676 |
Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,458 | $122,063-48.0% | $184,256-65.6% | $74,478-14.8% |
| Participation rate | 84.4% | 85.5%-1.1pp | 86.8%-2.4pp | 67.2%+17.2pp |
| Annual return | 13.28% | 19.92%-6.6pp | 28.85%-15.6pp | 1370.56%-1357.3pp |
| Employer contribution / active EE | $1,646 | $4,539-63.7% | $6,427-74.4% | $2,626-37.3% |
| Participant deferral / active EE | $4,644 | $7,144-35.0% | $9,133-49.2% | $4,350+6.8% |
| Admin fee / account holder | $573 | $1,253-54.2% | $13,899-95.9% | $1,946-70.5% |