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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,814 | $99,994-79.2% | $146,643-85.8% | $85,847-75.8% |
| Participation rate | 74.1% | 73.1%+1.1pp | 80.1%-5.9pp | 69.3%+4.8pp |
| Annual return | 0.00% | 18.93%-18.9pp | 22.75%-22.7pp | 318.61%-318.6pp |
| Employer contribution / active EE | $845 | $2,559-67.0% | $4,137-79.6% | $2,565-67.1% |
| Participant deferral / active EE | $7,491 | $4,006+87.0% | $5,506+36.0% | $3,952+89.5% |
| Admin fee / account holder | $2,314 | $7,703-70.0% | $10,280-77.5% | $6,261-63.0% |