Filed December 2, 2016
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,559 | $99,957-67.4% | $149,745-78.3% | $73,497-55.7% |
| Participation rate | 68.3% | 75.7%-7.4pp | 82.5%-14.2pp | 70.7%-2.4pp |
| Annual return | 20.05% | 53.87%-33.8pp | 276.72%-256.7pp | 28.51%-8.5pp |
| Employer contribution / active EE | $1,752 | $3,191-45.1% | $4,646-62.3% | $2,270-22.8% |
| Participant deferral / active EE | $2,947 | $6,073-51.5% | $6,843-56.9% | $3,740-21.2% |
| Admin fee / account holder | $2,895 | $551+425.7% | $9,312-68.9% | $513+464.3% |