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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,963 | $88,754-13.3% | $81,820-5.9% | $145,877-47.2% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.81% | 1031.77%-1018.0pp | 777.93%-764.1pp | 551.28%-537.5pp |
| Employer contribution / active EE | $2,760 | $3,085-10.6% | $2,915-5.3% | $4,663-40.8% |
| Participant deferral / active EE | $11,606 | $4,648+149.7% | $4,323+168.5% | $6,691+73.5% |
| Admin fee / account holder | $20 | $8,424-99.8% | $7,391-99.7% | $13,402-99.9% |