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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,963 | $88,815-13.3% | $81,882-6.0% | $145,897-47.2% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.81% | 1033.75%-1019.9pp | 779.47%-765.7pp | 552.29%-538.5pp |
| Employer contribution / active EE | $2,760 | $3,086-10.6% | $2,916-5.4% | $4,663-40.8% |
| Participant deferral / active EE | $11,606 | $4,647+149.7% | $4,323+168.5% | $6,689+73.5% |
| Admin fee / account holder | $20 | $8,434-99.8% | $7,360-99.7% | $13,390-99.9% |