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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,725 | $197,625+8.7% | $177,840+20.7% | $158,966+35.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 10.21% | 58.76%-48.6pp | 48.32%-38.1pp | 302.95%-292.7pp |
| Employer contribution / active EE | $12,608 | $6,698+88.2% | $5,919+113.0% | $4,762+164.7% |
| Participant deferral / active EE | $16,009 | $8,405+90.5% | $7,714+107.5% | $5,983+167.6% |
| Admin fee / account holder | $3,231 | $15,405-79.0% | $12,431-74.0% | $11,250-71.3% |