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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,082 | $109,967+105.6% | $97,197+132.6% | $145,877+55.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 9.55% | 244.27%-234.7pp | 75.47%-65.9pp | 551.28%-541.7pp |
| Employer contribution / active EE | $1,777 | $3,077-42.3% | $2,723-34.7% | $4,663-61.9% |
| Participant deferral / active EE | $4,107 | $4,676-12.2% | $4,263-3.7% | $6,691-38.6% |
| Admin fee / account holder | $1,634 | $6,199-73.6% | $5,637-71.0% | $13,402-87.8% |