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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,082 | $110,093+105.4% | $97,295+132.4% | $145,897+55.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 9.55% | 244.76%-235.2pp | 75.62%-66.1pp | 552.29%-542.7pp |
| Employer contribution / active EE | $1,777 | $3,077-42.3% | $2,723-34.8% | $4,663-61.9% |
| Participant deferral / active EE | $4,107 | $4,678-12.2% | $4,264-3.7% | $6,689-38.6% |
| Admin fee / account holder | $1,634 | $6,212-73.7% | $5,646-71.1% | $13,390-87.8% |