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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,173 | $202,342-50.0% | $172,753-41.4% | $152,909-33.8% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | 24.40% | 1029.88%-1005.5pp | 803.00%-778.6pp | 345.46%-321.1pp |
| Employer contribution / active EE | $1,151 | $5,857-80.3% | $5,144-77.6% | $4,764-75.8% |
| Participant deferral / active EE | $12,400 | $5,948+108.5% | $5,198+138.6% | $5,851+111.9% |
| Admin fee / account holder | $1,341 | $17,112-92.2% | $13,956-90.4% | $11,601-88.4% |