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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $690,679 | $138,102+400.1% | $125,381+450.9% | $134,532+413.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -8.05% | 750.73%-758.8pp | 572.31%-580.4pp | 418.27%-426.3pp |
| Employer contribution / active EE | $3,852 | $5,245-26.6% | $4,815-20.0% | $4,741-18.8% |
| Participant deferral / active EE | $11,875 | $7,801+52.2% | $7,448+59.4% | $6,401+85.5% |
| Admin fee / account holder | $7,286 | $11,568-37.0% | $10,007-27.2% | $11,429-36.2% |