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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,704 | $92,743-91.7% | $82,744-90.7% | $134,532-94.3% |
| Participation rate | 27.3% | 75.2%-47.9pp | 72.6%-45.3pp | 81.2%-54.0pp |
| Annual return | -16.52% | 946.63%-963.1pp | 702.22%-718.7pp | 418.27%-434.8pp |
| Employer contribution / active EE | $545 | $3,273-83.3% | $3,008-81.9% | $4,741-88.5% |
| Participant deferral / active EE | $969 | $4,802-79.8% | $4,395-77.9% | $6,401-84.9% |
| Admin fee / account holder | $25 | $5,977-99.6% | $5,325-99.5% | $11,429-99.8% |