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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,837 | $110,212+105.8% | $96,534+135.0% | $139,466+62.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 61.45% | 26.42%+35.0pp | 25.88%+35.6pp | 373.66%-312.2pp |
| Employer contribution / active EE | $1,983 | $3,620-45.2% | $2,965-33.1% | $4,754-58.3% |
| Participant deferral / active EE | $13,737 | $5,547+147.6% | $4,851+183.2% | $6,712+104.7% |
| Admin fee / account holder | $1,880 | $11,599-83.8% | $8,253-77.2% | $11,409-83.5% |