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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,646 | $162,812-84.9% | $133,971-81.6% | $158,966-84.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 12.00% | 41.94%-29.9pp | 45.09%-33.1pp | 302.95%-290.9pp |
| Employer contribution / active EE | $7,095 | $4,976+42.6% | $3,919+81.0% | $4,762+49.0% |
| Participant deferral / active EE | $6,225 | $5,910+5.3% | $5,047+23.3% | $5,983+4.0% |
| Admin fee / account holder | $15,195 | $11,741+29.4% | $8,929+70.2% | $11,250+35.1% |