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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,699 | $199,109-57.0% | $173,730-50.7% | $154,746-44.6% |
| Participation rate | 86.7% | 82.8%+3.9pp | 79.6%+7.1pp | 80.7%+6.0pp |
| Annual return | 18.93% | 20.02%-1.1pp | 19.96%-1.0pp | 172.34%-153.4pp |
| Employer contribution / active EE | $7,014 | $5,311+32.1% | $4,577+53.2% | $4,379+60.2% |
| Participant deferral / active EE | $6,762 | $7,113-4.9% | $6,326+6.9% | $6,730+0.5% |
| Admin fee / account holder | $3,935 | $20,916-81.2% | $17,523-77.5% | $14,365-72.6% |