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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,699 | $178,174-51.9% | $156,181-45.1% | $137,256-37.6% |
| Participation rate | 86.7% | 82.0%+4.6pp | 78.8%+7.8pp | 80.0%+6.7pp |
| Annual return | 18.93% | 84.19%-65.3pp | 64.87%-45.9pp | 220.34%-201.4pp |
| Employer contribution / active EE | $7,014 | $4,972+41.1% | $4,294+63.4% | $4,156+68.8% |
| Participant deferral / active EE | $6,762 | $6,888-1.8% | $6,132+10.3% | $6,407+5.5% |
| Admin fee / account holder | $3,935 | $17,404-77.4% | $14,586-73.0% | $12,270-67.9% |