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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,379 | $148,623-68.8% | $135,974-65.9% | $139,466-66.7% |
| Participation rate | 68.2% | 83.9%-15.7pp | 81.9%-13.7pp | 80.3%-12.2pp |
| Annual return | 15.17% | 79.30%-64.1pp | 68.30%-53.1pp | 373.66%-358.5pp |
| Employer contribution / active EE | $1,696 | $5,246-67.7% | $4,859-65.1% | $4,754-64.3% |
| Participant deferral / active EE | $3,936 | $8,103-51.4% | $7,760-49.3% | $6,712-41.4% |
| Admin fee / account holder | $3,387 | $12,406-72.7% | $10,767-68.5% | $11,409-70.3% |