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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,543 | $124,175+46.2% | $108,405+67.5% | $167,553+8.3% |
| Participation rate | 87.5% | 82.3%+5.2pp | 80.1%+7.4pp | 82.1%+5.4pp |
| Annual return | 11.19% | 1380.13%-1368.9pp | 905.55%-894.4pp | 478.89%-467.7pp |
| Employer contribution / active EE | $4,983 | $4,188+19.0% | $3,559+40.0% | $4,840+3.0% |
| Participant deferral / active EE | $12,372 | $6,908+79.1% | $6,563+88.5% | $6,343+95.1% |
| Admin fee / account holder | $7,075 | $9,457-25.2% | $7,297-3.0% | $12,316-42.6% |