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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,153 | $63,346-19.2% | $92,240-44.5% | $70,126-27.1% |
| Participation rate | 53.6% | 68.7%-15.1pp | 76.5%-22.9pp | 69.5%-16.0pp |
| Annual return | 15.62% | 530.19%-514.6pp | 176.29%-160.7pp | 73.15%-57.5pp |
| Employer contribution / active EE | $4,873 | $2,471+97.2% | $3,680+32.4% | $2,343+108.0% |
| Participant deferral / active EE | $7,332 | $2,854+156.9% | $3,897+88.2% | $3,332+120.1% |
| Admin fee / account holder | $2,891 | $3,841-24.7% | $5,194-44.3% | $4,645-37.8% |