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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,915 | $54,729+33.2% | $86,235-15.4% | $71,529+1.9% |
| Participation rate | 65.3% | 60.1%+5.2pp | 69.0%-3.6pp | 67.9%-2.6pp |
| Annual return | 14.24% | 20.07%-5.8pp | 1170.03%-1155.8pp | 28.97%-14.7pp |
| Employer contribution / active EE | $3,252 | $1,267+156.7% | $2,381+36.6% | $2,590+25.6% |
| Participant deferral / active EE | $6,728 | $3,110+116.3% | $3,987+68.7% | $4,291+56.8% |
| Admin fee / account holder | $13,434 | $1,921+599.1% | $6,856+95.9% | $1,588+745.7% |