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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,771 | $73,978+10.5% | $96,515-15.3% | $75,173+8.8% |
| Participation rate | 38.5% | 66.4%-28.0pp | 74.3%-35.9pp | 67.2%-28.7pp |
| Annual return | 28.62% | 26.72%+1.9pp | 35.73%-7.1pp | 160.72%-132.1pp |
| Employer contribution / active EE | $1,311 | $2,931-55.3% | $3,740-64.9% | $2,671-50.9% |
| Participant deferral / active EE | $3,371 | $3,660-7.9% | $4,880-30.9% | $4,126-18.3% |
| Admin fee / account holder | $2,552 | $5,219-51.1% | $6,735-62.1% | $5,651-54.8% |