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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,739 | $167,362+143.0% | $143,799+182.9% | $134,532+202.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -24.00% | 0.47%-24.5pp | -0.04%-24.0pp | 418.27%-442.3pp |
| Employer contribution / active EE | $7,086 | $5,620+26.1% | $4,952+43.1% | $4,741+49.5% |
| Participant deferral / active EE | $13,500 | $6,447+109.4% | $5,638+139.4% | $6,401+110.9% |
| Admin fee / account holder | $10,721 | $18,094-40.7% | $14,677-27.0% | $11,429-6.2% |