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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,828 | $84,551-30.4% | $61,452-4.3% | $134,532-56.3% |
| Participation rate | 85.7% | 62.2%+23.5pp | 52.6%+33.1pp | 81.2%+4.5pp |
| Annual return | -22.06% | 585.39%-607.5pp | 338.96%-361.0pp | 418.27%-440.3pp |
| Employer contribution / active EE | $1,199 | $1,545-22.4% | $1,160+3.4% | $4,741-74.7% |
| Participant deferral / active EE | $4,332 | $2,818+53.7% | $2,125+103.9% | $6,401-32.3% |
| Admin fee / account holder | $1,427 | $2,587-44.8% | $2,131-33.0% | $11,429-87.5% |