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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,085 | $29,733+139.1% | $56,025+26.9% | $80,959-12.2% |
| Participation rate | 82.1% | 41.7%+40.4pp | 52.5%+29.6pp | 67.7%+14.5pp |
| Annual return | 15.58% | 35.28%-19.7pp | 1712.69%-1697.1pp | 35.67%-20.1pp |
| Employer contribution / active EE | $1,143 | $672+70.2% | $1,042+9.8% | $2,757-58.5% |
| Participant deferral / active EE | $4,529 | $1,229+268.4% | $1,955+131.7% | $4,300+5.3% |
| Admin fee / account holder | $735 | $2,434-69.8% | $2,828-74.0% | $6,925-89.4% |