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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,722 | $91,198+113.5% | $178,503+9.1% | $79,856+143.8% |
| Participation rate | 16.7% | 69.2%-52.5pp | 81.9%-65.3pp | 69.6%-53.0pp |
| Annual return | 11.89% | 24.20%-12.3pp | 151.12%-139.2pp | 31.71%-19.8pp |
| Employer contribution / active EE | $453 | $3,257-86.1% | $5,011-91.0% | $2,471-81.7% |
| Participant deferral / active EE | $1,689 | $3,237-47.8% | $5,202-67.5% | $3,741-54.8% |
| Admin fee / account holder | -$199 | $6,748-103.0% | $13,987-101.4% | $5,306-103.8% |