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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,370 | $49,897-79.2% | $80,648-87.1% | $75,177-86.2% |
| Participation rate | 31.0% | 55.3%-24.3pp | 67.0%-36.0pp | 67.2%-36.2pp |
| Annual return | 18.06% | 34.68%-16.6pp | 937.21%-919.1pp | 160.75%-142.7pp |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,724-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $947 | $2,992-68.4% | $4,443-78.7% | $4,126-77.1% |
| Admin fee / account holder | $159 | $3,579-95.6% | $5,382-97.1% | $5,651-97.2% |