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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,977 | $118,708-45.3% | $98,920-34.3% | $158,966-59.1% |
| Participation rate | 50.0% | 77.8%-27.8pp | 76.0%-26.0pp | 82.0%-32.0pp |
| Annual return | 4.83% | 372.49%-367.7pp | 196.47%-191.6pp | 302.95%-298.1pp |
| Employer contribution / active EE | $1,519 | $3,334-54.5% | $2,689-43.5% | $4,762-68.1% |
| Participant deferral / active EE | $9,976 | $5,089+96.0% | $4,245+135.0% | $5,983+66.7% |
| Admin fee / account holder | $0 | $10,134-100.0% | $6,643-100.0% | $11,250-100.0% |