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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,180 | $93,598+104.3% | $135,974+40.6% | $75,173+154.3% |
| Participation rate | 74.2% | 75.2%-1.0pp | 81.9%-7.7pp | 67.2%+7.0pp |
| Annual return | 8.48% | 30.89%-22.4pp | 68.30%-59.8pp | 160.72%-152.2pp |
| Employer contribution / active EE | $3,717 | $3,538+5.1% | $4,859-23.5% | $2,671+39.2% |
| Participant deferral / active EE | $9,759 | $6,405+52.4% | $7,760+25.8% | $4,126+136.5% |
| Admin fee / account holder | $1,035 | $6,978-85.2% | $10,767-90.4% | $5,651-81.7% |