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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,739 | $88,707-57.5% | $74,184-49.1% | $273,972-86.2% |
| Participation rate | 60.0% | 79.4%-19.4pp | 76.6%-16.6pp | 83.0%-23.0pp |
| Annual return | 12.90% | 11.94%+1.0pp | 17.74%-4.8pp | 41.46%-28.6pp |
| Employer contribution / active EE | $1,260 | $3,159-60.1% | $2,370-46.8% | $4,869-74.1% |
| Participant deferral / active EE | $7,205 | $4,212+71.1% | $3,550+103.0% | $5,287+36.3% |
| Admin fee / account holder | $0 | $8,717-100.0% | $5,586-100.0% | $10,133-100.0% |